Jean Murray

Jean Murray
Jean Wilson Murray

Dr. Murray has an MBA and Ph.D. in small business management and entrepreneurship, and over 35 years' experience in teaching business startup, finance, tax, and legal issues. She has been the Business Law and Taxes Expert for The Balance (and prior to that, since 2008.


Dr. Murray has taught at business and professional schools for over 35 years. She was an Associate Professor at Palmer College of Chiropractic, where she taught accounting, business law, finance, and business startup.

She has been the owner of Emence Enterprises LLC for 15 years, writing about business startup issues and publishing business startup guides for professionals. Her most recent publications include The Complete Guide to Working for Yourself and The Complete Guide to Writing Effective and Award Winning Business Proposals. Her latest books in the Frugal Business Secrets series focus on saving money, working smarter, and simplifying your business.


Jean Murray has an MBA in small business/entrepreneurship from Cleveland State University (1974) and a Ph.D. in administration/management from Walden University (2000).

About The Balance Small Business and Dotdash

The Balance Small Business makes launching and managing your own business easy. It is home to experts who provide clear, practical advice on entrepreneurship and management. Whether you’re just starting up or you want to take your company to the next level, The Balance Small Business will answer your questions and turn your business dreams into reality.

The Balance Small Business is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the internet, according to comScore, and reach more than 30% of the U.S. population every month. Most recently, Dotdash was named Publisher of the year by Digiday, a leading industry publication.